TYPES OF LOANS
Finding the right type of mortgage is key to buying a home or doing a refinancing. Since Everyone’s needs are different, we offer a variety of options to fit your specific needs.
Fixed Rate
With a fixed rate home loan you don’t have to worry about monthly payment fluctuations, as fixed rate mortgages have interest rates that remain the same throughout the life of the loan.
FHA
FHA loans are mortgages issued through the Federal Housing Authority (FHA) to help people who have imperfect credit scores or who do not want to provide a large down payment
VA
A VA loan is a mortgage backed by the U.S. Dept of Veterans Affairs as a benefit for qualifying veterans and military personnel. The VA sets the standards and guarantees a portion of the loan
CONVENTIONAL
Conventional loans are backed by the private market through Fannie Mae and Freddie Mac, and are usually considered the more traditional loan for most mortgage borrowers
Cash Out Refi
Use your home’s equity to consolidate debt, make home improvements, pay for a wedding or a college education. It’s a great way to acquire a cash infusion to be used for whatever life throws at you.
JUMBO LOAN
Jumbo loans are mortgages that exceed the conforming loan limits set by the FHFA for a given area. If buying a higher-than-average-priced home, you may need a jumbo loan.
Don’t Take Our Word For It…
Joshua and Luccianna are very responsive, respectful, and helpful when it came to the details and resources for securing a loan. Josh went out of his way to assist me even if it knew we may not work together. I highly recommend this company!
I was able to save a lot of money consolidating my debt and refinancing with them. Their knowledge and their ability to explain it all to me made me very comfortable and built trust, which I appreciated!
We just refinanced and lowered the interest rates and payments for our mortgage. I found the team at Loansperts great. They worked with us to make sure we had all of our documents and provided advice to ensure our application went smoothly.
I also plan on recommending them to all my friends and family.
